> For the complete documentation index, see [llms.txt](https://royalty-finance.gitbook.io/royaltyfinance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://royalty-finance.gitbook.io/royaltyfinance/sections/royal-longevity-reserve.md).

# 🏦 Royal Longevity Reserve

**The Royal Longevity Reserve (RLR) is the underwriting factor that supports the APY system. Trading fees accumulated guarantee a high and stable return to RoyalPay holders, whilst maintaining equilibrium, with the rebase every 30 minutes.**

**Tokens from buy-back will be burnt to reduce circulating supply.**

**4% of each buy and 5% of each sale is deposited to the RLR.**

**Wallet Address:** 0xEDE5a975cAEf14B6b9B78820E57f8e86bEFdCee2